Lower my energy bills
Not sure where to start? We'll rank the upgrades that make the most difference to your home.
Take the 2-minute check →Independent Energy Guide — Not Affiliated With UK Government
Energy grants and upgrades that cut your bills
Solar, heat pumps, insulation or a new boiler: see what's worth doing, what it really costs, and every grant that helps pay for it.
✓ Independent & unbiased
✓ MCS-certified installers
✓ Eligibility checks completed
What do you
want to sort out?
Pick a goal. We'll show you what usually works, what it costs, and any grant that helps pay for it.
Go solar
Panels, a battery and export payments. What a system costs, and what it earns where you live.
0% VAT until 31 Mar 2027 →Replace my boiler
A new boiler, or a heat pump with £7,500 off? Compare what each costs to run before you choose.
Compare running costs →Make my home warmer
Loft, cavity, wall and floor insulation. Often the cheapest upgrade, and the quickest to pay back.
Warm Homes grant if eligible →Get off oil or LPG
No mains gas? A heat pump grant pays up to £9,000 until the end of March 2027.
£9,000 grant, ends 31 Mar 2027 →Charge an EV at home
What a home charger costs to fit, and the grant for renters and flat owners.
Up to £500 off →What it really costs
Air source heat pump
£5,400
Typical price after the £7,500 grant. The median install was £12,900 before it (DESNZ, April to June 2026).
Heat pump costs4kW solar system
£6,600 to £7,800
Installed, and worth about £630 to £760 a year at October 2026 prices without a battery (DESNZ, PVGIS).
Solar panel costsInsulation, if you qualify
£0
The Warm Homes: Local Grant can fully fund insulation and heating for eligible owner-occupiers in England, through participating councils. Tenants pay nothing; landlords may contribute.
Who qualifiesEvery grant
you can still get
Checked against GOV.UK, Ofgem and the Scottish and Welsh schemes. Updated September 2026.
| Scheme | What you get | Who it's for | Status |
|---|---|---|---|
| Boiler Upgrade SchemeEngland and Wales | £7,500off a heat pump; £2,500 off air-to-air once MCS certifies installers | Homeowners and landlords. No income test, and no EPC needed since 28 April 2026. | Open |
| Oil and LPG homesBoiler Upgrade Scheme | £9,000off an air-to-water or ground source heat pump | Homes in England and Wales with no mains gas connection. | To 31 Mar 2027 |
| Warm Homes: Local GrantEngland, through your council | Fully fundedinsulation, heat pumps and solar | Household income of £36,000 or less, a qualifying benefit, or a low-income postcode. Free for owner-occupiers; landlords get one home fully funded, then pay 50%. Through participating councils. | Open to Mar 2028 |
| VAT reliefEnergy-saving materials | 0%VAT on solar, batteries, heat pumps and insulation | Every household. Your installer applies it on the quote. | To 31 Mar 2027 |
| Warm Home DiscountPaid through your supplier | £150off your electricity bill each winter | Households on Pension Credit or other means-tested benefits. Most are paid automatically. | Open |
| ECO4Energy supplier scheme | Fundedinsulation and heating upgrades | Low-income and benefit households. Work has to be finished by 31 December. | Ends 31 Dec 2026 |
| Home Energy ScotlandScotland | £7,500towards a heat pump, plus an optional interest-free loan | Homeowners in Scotland. Warmer Homes Scotland fully funds upgrades for eligible households. | Open |
| NestWales | Fully fundedhome energy improvements | Households in Wales on a low income or a means-tested benefit. | Open |
| EV chargepoint grantUK | £50075% off a home chargepoint, up to £500 | Renters and flat owners with private off-street parking. | Open |
2026 to 2027 at a glance
31 Mar 2026
Great British Insulation Scheme closed
28 Apr 2026
Heat pump grant drops the EPC rule and adds £2,500 for air-to-air (not claimable until MCS certifies installers)
21 Jul 2026
£9,000 heat pump grant for oil and LPG homes off mains gas
Oct 2026
Warm Home Discount opens for winter 2026/27
31 Dec 2026
ECO4 ends. Work must be finished by then
31 Mar 2027
£9,000 rate ends and 0% VAT goes back to 5%
Good to know before you apply
- One BUS grant per property — you can't claim twice for the same home.
- No EPC hurdle: you no longer need an EPC with no outstanding insulation recommendations to apply for BUS.
- MCS-certified installer required for BUS — the installer applies for the grant on your behalf.
- ECO4 is different: it's based on household eligibility and property efficiency, and it closes on 31 December 2026.
No grant is promised or guaranteed before a full eligibility check. HeatFund is an independent eligibility-enquiry service — not the government, not a grant administrator and not an installer.
Two minutes to know
where you stand
01
Tell us about your home
Your postcode, the type of property, how it's heated, and whether you'd pay yourself or need a grant.
02
See your options
The grants you qualify for, the upgrades worth doing, and what they typically cost where you live.
03
One quote, if you want it
If an accredited installer covers your area, we'll pass your enquiry to them, and only them. Not a marketplace, and no calls from five firms.
It's free for you. If you ask for a quote, the installer pays us for the introduction.
What is
HeatFund?
An independent guide to upgrading your home: which upgrades are worth it, what they cost, and every grant that can help. We're not the government's Great British Energy (gbe.gov.uk), and we're not an energy supplier.
More about us
UK energy grants available in 2026 include the Boiler Upgrade Scheme (£7,500 towards a heat pump in England and Wales, or £9,000 for an air or ground source heat pump in oil- or LPG-heated homes with no mains gas until 31 March 2027), the Warm Homes: Local Grant, 0% VAT until 31 March 2027, the Warm Home Discount (£150 off electricity bills) and ECO4, which closes on 31 December 2026. Scotland has Home Energy Scotland and Warmer Homes Scotland, and Wales has Nest.
One installer, never a marketplace
Your details go to one suitable installer that covers your area, and only when you ask for a quote. Your enquiry is not passed to anyone else.
Checked against the source
Grant figures are checked against GOV.UK, Ofgem and the Scottish and Welsh schemes, and each guide shows when.
Certified installers only
Before we introduce anyone, we check their MCS registration for solar, batteries and heat pumps, or TrustMark for insulation.
Straight about costs
Grants don't cover everything. When they don't, we say so and show what the upgrade really costs.
The guides
people read most
Grants
Warm Homes: Local Grant → Boiler Upgrade Scheme → Heat pump grants → What replaces ECO4 → ECO4 scheme → Who qualifies for ECO4 → LA Flex → Insulation grants → Solar panel grants → Grants for disabled people → Boiler grants for pensioners →Check your
eligibility
Answer 4 quick questions. This gives an indication only — your final eligibility is confirmed after a full check and survey.
- Free, no obligation
- No grant promised at this stage
- For homeowners in England & Wales (BUS) / Great Britain (ECO4)
Prefer to talk? Email info@heatfund.co.uk
What do you want to improve?
Step 1 of 4
You may have a route — let's confirm it
This is an indication based on your answers, not a guarantee of a grant. A full check confirms property, heating and scheme conditions.
Straight answers
Something we haven't covered? Email
info@heatfund.co.uk
No. The guides and the eligibility check are open to every homeowner. If a grant doesn't cover your upgrade, we'll say so and show what it really costs, so you can still decide whether it's worth doing.
Possibly — through ECO4 or the Warm Homes: Local Grant, which can fully fund insulation and heating for eligible households. ECO4 is for low-income and benefit households and work must be finished by 31 December 2026. The Warm Homes: Local Grant covers households on £36,000 or less, a qualifying benefit, or in a low-income postcode, through participating councils. Run the check above and we'll confirm which route fits.
A 4kW solar system is worth about £630 to £760 a year at October 2026 prices without a battery (DESNZ, PVGIS), and a typical installed system costs £6,600 to £7,800 with 0% VAT until 31 March 2027. What you save depends on your roof, how much electricity you use during the day, and whether you add a battery.
ECO4 is an energy supplier scheme that funds insulation and heating upgrades for low-income and benefit households. It's based on household eligibility and property efficiency, and it closes on 31 December 2026 — work has to be finished by then.
The Boiler Upgrade Scheme gives £7,500 off a heat pump in England and Wales — £9,000 for an air or ground source heat pump in oil- or LPG-heated homes with no mains gas until 31 March 2027, and £2,500 off air-to-air once MCS certifies installers. There's no income test and no EPC needed since 28 April 2026. An MCS-certified installer applies for the grant on your behalf, and there's one grant per property.
For most homes, rooftop solar panels are permitted development and don't need planning permission. Extra rules can apply to listed buildings and some conservation areas, and a certified installer will confirm the position for your home before any work starts.
It depends on your home — whether radiators or pipework need changing, and where the unit can go. A survey comes first, and the installer will give you a clear timescale in the quote before you commit to anything.
It's free for you. If you ask for a quote, the installer pays us for the introduction. Your details go to one suitable installer that covers your area, and only when you ask — never to a marketplace.
See what you can
get for your home
Two minutes. The grants you qualify for, the upgrades worth doing, and one installer quote if you want it.